They Get Paid. You Get Points.


Payroll Rewards clients are leading entrepreneurs and business owners who extract maximum value from their business, enabling them to benefit from being great employers. 
They Get Paid. You Get Points.
Working with American Express®, Payroll Rewards offers clients a way to initiate payments to their payroll companies.  Once you set up your account and send us your payroll report, American Express will draw funds from your business bank account and wire your funds to your payroll company.  And if you have an American Express® Card that is enrolled in the Membership Rewards® program, you can earn Membership Rewards points for each dollar of eligible Payroll Rewards transaction. Terms and conditions apply. Click here for more information.

The Process

Ahead of each payroll date, send your summary payroll report to Payroll Rewards, and Payroll Rewards will securely communicate with American Express to transfer the funds from your bank account to your payroll company.  American Express will be transmitting the funds from your business bank account to your payroll company. 

Steps for each payroll cycle


1. You will send your payroll summary report to Payroll Rewards.

2. Payroll Rewards communicates your payment instructions to American Express.

3. American Express draws funds from your business bank account and wires funds to your payroll company. American Express and Payroll Rewards Fees are withdrawn along with these funds. If enrolled, will also add Membership Rewards points into your eligible American Express Membership Rewards account.

4. Your payroll company distributes funds to employees as usual.

5. PayDay! They Get Paid. You Get Points.


Ready to take the next steps? Click below,


What you will need to use our services:


1. Start your enrollment process by applying for transmission services with American Express®. Our sales team will provide you with an application, or you can find one here.

2. You be required to have a payroll company that accepts incoming wire payments from American Express.

3. Payroll Rewards will provide a contract with you. We will need to know your average payroll per cycle and payroll schedule (weekly/ bi-weekly/ monthly)

4. To be eligible for American Express Membership Rewards®, you will need an American Express® Card that is enrolled in the Membership Rewards program. Terms and conditions apply. Click here for more information.


If you don’t not have an American Express® Card that is enrolled in the Membership Rewards program, please apply for a Card by calling American Express at 1-888-473-5826 or apply online at 

Payroll Rewards, Inc. is an authorized service provider to American Express Travel Related Services Company, Inc. and may receive compensation from American Express in connection with this payroll processing service. To enroll in the money transmission service of American Express, your company must first complete an application which is subject to review and approval by American Express. Fees apply. “American Express” and “Membership Rewards” are trademarks of American Express and are used under limited license.

American Express will award one (1) Membership Rewards point for every $1 of payroll spend initiated through this service. Fees apply. To receive Membership Rewards points, you must first complete and submit to American Express a form designating an American Express Card that is already enrolled in the Membership Rewards program to which points will be credited. Fees, terms and conditions apply. Click here for more information about the Membership Rewards program.